How it all works?
Wondering how it all works? Here are a few step to obtain a Loan.
1. Tell Us About the Loan You Need
2. Fill a Quick Quote
3. We are going to Check Your Eligibility
4. We confirm your Elegibility
5. Apply for a Loan
How to Get Approved
Wondering how it all works? Here are a few of the criteria we take into account.
Down Payment
Your down payment is your first stake in your new home.
Credit Score
The better your score, the more likely you are to get a great interest rate.
Employment History
A steady work history tells us how well you’ll be able to meet your mortgage.
Dept-to-Income Ratio
Ratio helps us determine how much mortgage you can afford.
Types of Loans we offer
Building a brighter financial future
Fixed Interest Rate Mortgage
We offer our borrowers with loan fixed mortgage options of 10 year, 15 year, 20 year and 30 year fixed rates. This loan option is a good choice.....
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Jumbo and SUPER JUMBO
umbo loans can be 30 and 15 years with fixed or adjustable rate (ARM). Jumbo loan amounts exceed .....
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FHA Loans
Residential mortgage loans insured by the Federal Housing Administration (FHA) have several benefits such as; smaller down payments, easier qualification.....
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VA Loans
VA stands for Veterans Affairs. We understand how difficult it is to own a home, especially if you are on active duty. This program is specifically for veterans and .....
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Reverse Mortgages
Reverse Mortgages are based on guidelines set by FHA. This is a government insured loan! Borrowers at least 62 years of age or older can use a Reverse ....
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Harp up to 175% LTV
HARP or Home Affordable Refinance Program states that there will be at least 175% LTV or loan-to-value ratios because of 125% LTV cap that was taken off......
Read MoreRadiant Mortgage company profile
If you are looking to buy your first home, move home, refinance, or invest in property a mortgage broker can help:
- Help you choose the right home loan for your needs
- They do all the legwork for you working on your behalf with the lender
- Free appointment
Testimonials
But don’t take my word, here is what my clients have to say about me.
Chris Roll, — “Their application process was quick and simple. In a short time I had the funds I needed to complete some much needed improvements around the house.”.
Home Owner
Jenifer Griffen, — “These guys are always ready to help when you need it most. They helped cover school fees for my brother and I when I was a little low on cash.”
Home Owner
James Barnes — “I think that Radiant Mortgage has been of great help in my case and I think as a new client it was fast approved and professionally handled. It was fast and easy.”
Home Owner
David Anderson — "I worked with Oakstrand Realty for the past 6 months & would highly recommend them! We already closed with them on one property and am in the process of finding another one with them.
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Home Owner
